How to Develop a Millionaire Mindset Using Positive Affirmations

Did you know that all millionaires think a little bit differently? Over time, they have developed a mindset for success and are able to create more wealth in their lives. Developing this millionaire mindset is important because if you want to be rich, you have to learn how to think like someone who is already rich.

Without a millionaire mindset, you will remain stuck in a lower or middle-income reality. But, once you have developed a wealth mindset, you'll start to do the things you need to do to create more wealth in YOUR life.


Discovering Your Financial Set Point

We all have a financial set point. A financial set point is like the thermostat in your house that is set to a certain temperature:

  • Too hot, and the air conditioner comes on.
  • Too cold, and the heater comes on.

This system keeps you within a degree or two of where you set the thermostat.

Your inner financial set point works the same way, keeping you in your financial comfort zone until you reset your financial thermostat.

If you don’t work on developing a millionaire mindset by retraining or reprogramming your subconscious mind, your subconscious negative attitudes and limiting money beliefs will keep you stuck where you are.

The following metaphor will help you understand this more clearly:

Imagine you have 100 horses. Imagine they are harnessed in such a way that 15 horses are pulling in one direction, and 85 horses are pulling in the other direction.

The 15 horses are your conscious mind, your conscious intentions, and financial goals. The 85 horses are your unconscious mind – your unconscious programmed beliefs and attitudes about money.

Clearly, the 85 horses will overpower the 15 every time, and this is the same with your mind. You have to get the unconscious mind pulling in the direction you want to go.

Otherwise, you’ll always stay stuck.

If you want to learn other ways that you can change your life, click the link and get the first two chapters of my book The Success Principles.

How to Develop a Millionaire Mindset

So let’s look at how can you develop this millionaire mindset—what steps do you need to take, and how often?

First, you have to identify and release your limiting beliefs around money.

These are things like:

  • Money doesn’t grow on trees.
  • It’s selfish to want a lot of money.
  • You have to have money to make money.
  • You have to work too hard to make a lot of money.
  • Money is the root of all evil.
  • You can’t buy happiness.
  • The more money you have, the more problems you have.
  • Wealth brings pain and misery.
  • I don’t have what it takes to make a lot of money.
  • I can make money, but I can’t hold onto it.

You must banish these thoughts. You can do this through positive affirmations.

Repeat These Affirmations Instead

You can do that by repeating written affirmations out loud or silently to yourself twice a day for 5-10 minutes each time.

Or you can listen to recorded affirmations on CDs or on mp3 files while your hands are busy but your mind is free.

Repeat affirmations like these:

Every day I practice the success principles that are based on universal laws.

I have everything I need to create anything I want.

I am now using my core genius to create unlimited prosperity.

I now have enough money to buy anything I need or want.

I see opportunities for enriching others and myself everywhere I look.

I have the ability to accumulate people, resources, and capital to support all my goals.

I consistently take the actions I need to take to increase my wealth.

I constantly find abundance and prosperity everywhere I look.

I deserve to be a millionaire, and I am comfortable asking for what I want and need.

You also want to create and practice affirmations affirming both your income and your lifestyle.

These are affirmations such as:  

I am so happy and grateful that I now have a $200,000 a year income.

I am so happy and grateful that I am now a multimillionaire.

I am so happy and grateful that I now spend my days traveling all over the world solving global challenges through impact investing.

I’m so happy and grateful that I am now feeling safe and secure in the knowledge that we have enough money for our kids’ college education.

Take a few minutes twice a day – when you first wake up, and right before you go to bed. Repeat each income or lifestyle affirmation one at a time, and then close your eyes after each one and then visualize it as if it has already come true.

Fill in the Details 

Fill in all the details of where you would be, who else is there, any sounds you would be hearing including what is being said, and most importantly feeling the feelings you would feel if you had already achieved it.

Practice Acting As If You Were a Millionaire

Finally, practice the principle of "Acting As If."

Start right now acting how you would act if you were already a millionaire or multimillionaire.

How would you walk and talk, how would you hold your body? What would your attitude be? How would you interact with your family, friends, coworkers, clients, and customers? And then start acting that way today.

One of the most powerful exercises I often do in my live seminars and training is to have people stand up and mill around interacting with people for ten minutes as if they were already millionaires.

At the end of the exercise, I ask people if they found that they were different…

Everyone always reports that they were more confident, more outgoing, happier, more enthusiastic and energetic.

Yet they really hadn’t become millionaires except in their minds. Start acting as if you are already a millionaire or multimillionaire, and the energy of that will help you attract the people, the resources, and the opportunities to actually create that in your life.

How Much Money Will You Be Making Within the Next Year?

Pull out your checkbook and write a check made out to yourself for the amount of money you want to be making within the next year. Sign and date the check, and place it somewhere where you will see it every day. Use it as a daily reminder of where you want to be, and do whatever work is necessary to reach that goal.

Leave a comment below and share one thing you’re going to do to ensure you reach the financial goal you’ve set for yourself within the next year.

Continue Learning My Success Principles

If you want to reach your fullest potential or have ever thought about teaching others how to reach their fullest potential, you must change the way you think.

Click the button below to learn more from my free webinar The 7 Pillars of True Life Transformation.

  • Mark Green

    The one thing I am going to do to reach my goal in the next year is to publish two books.

  • Danielle Desiree Gomez

    Jack, I really love your work. You've inspired me since I was a young gal. Appreciate you and your principles you teach.

  • Pam Garcy

    Jack, thank you for these great abundance affirmations for daily review! I notice that you aren't using the "I am" in the majority of these. As your work has evolved, have you decided that this doesn't really matter?

    • I get this question all the time, Pam. My answer is always the same: YES. Yes, using the present tense of 'I am' matters a great deal when feeding your mind with positive affirmations. My acting and speaking to yourself as if you already have the things you want or the behaviors you wish to develop, you trick your brain into believing it.

      • Pam Garcy

        Thanks, Jack! And on that note, I am grateful to continue to learn from you! See you in Dallas!

        • Looking forward to it, Pam.

          • Pam Garcy

            Thanks, I am too! I was just re-reading your chapter on keeping score in your newest version of Success Principles. It's astonishing how any of your chapters can create transformation--especially if paired with affirmations.

        • Looking forward to it, Pam!

  • Phil Kvasnica

    I ordered your book "Success Principles" from Amazon today. Time to get out of my "broke & lower class" mentality and get on with my satisfying personal & intellectual pursuits!

    • You have already taken an enormous step to getting there, Phil. Good luck on your journey, my friend.

  • Odelya M. Levy

    I ordered Success Principle book on Amazon. Everything I needed & wanted to know is there. I got a nice & small notebook today and I am filling each day in writing what I want to achieve in details. I love it. I am also have a visual board, I am writing a check of million dollar, I am doing affirmation throughout the whole day and I am going over my postulates, wishes, affirmation & viewpoints affirmation in the morning and evening. I want to be a milliner and achieve spiritual & finance freedom. You have hand in it. :))

    • It sounds to me like you are on your way to getting it, Odelya. Congratulations on your commitment to your future! I appreciate you giving me credit, but it is you who has taken the reigns to make it happen, I simply acted as a guide 🙂

  • Mariana Albu

    Thank you Jack AWESOME info .I admire so much your great work . I am in an amaizing program with John Assaraf and I feel blessed. God bless you !

    • Thank you for your kind words, Mariana. John is a very smart man, I'm sure you're learning a lot from him.

  • Sandra Cullum

    Hi Jack, You have inspired me like no one else. I am eagerly awaiting the arrival of you Success Principles book, I can't wait to read it and put it all to work. Thank you for giving me hope when I thought all was lost.

    • You are very welcome, Sandra. I know you'll find true value in the Success Principles. Enjoy your journey!

  • Lilit Amirshadyan

    Thank you, Jack, for this wonderful article, it is amazing and transformational!
    My first step to earn 300.000$ on the next year to sell my training program to more and more people and my second step to achieve this goal to make my book bestseller!!!
    Many thanks to you, it is very nice of you to sharing your great ideas with all people in the world

  • Ted Clayton

    Hi Jack,
    I have a goal to make $100000 a year yet I've lost several jobs repeatedly despite coming to work and trying hard. The most money I've made in a year is just $30000 and then I lose the job. I've said affirmations before like I make $100000 a year but I've been stuck.Can affirmations like this help change this pattern or is their something else like a belief that causes the lack of financial stability to keep repeating?

    • Hello Ted, I'm sorry to hear you are having a difficult time. From the tone of your message, it appears that you believe you have been defeated already. I want to remind you that there is still time, you can still put in your best effort and you can still achieve your goal. I know it, and deep down you know it to. You must be in this mindset of complete confidence and belief when you are repeating these affirmations to yourself. In addition, examine what you can actively do to keep and move up in your job. For example, if you're working up to becoming a manager or CEO, tell yourself you are already in that position and act like it. Affirmations will change the pattern, but you will also have to work hard and actively take each opportunity that you come across. Best of luck to you!

      • Ted Clayton

        Thank you very much for the reply and the good luck you sent.

  • Robert

    My Major goal in 2017 is to recondition my money blue print with the intention of developing a millionaire mindset

  • That was an amazing set of habits listed Jack. What I realised is that most of the successful millionaires have a very common pattern on each one's belief systems and one's outlook in life.

    In fact I was also doing a lot of research on this topic and believe that this is one of the more important messages that the world needs.